42+ An Insurance Deductible Is Everfi Answers PNG. Here's why policies have deductibles, and how health insurance an insurance deductible is a specific amount you must spend each year (or per occurrence) before your insurance policy starts to pay some or all of the costs. An insurance deductible is the amount you pay an insurance claim before the insurance coverage kicks in.
If you didn't pay for health insurance, you can't take a tax deduction for it.
The deductible on your health insurance plan is the amount you will personally have to pay towards care before your insurance company begins to the two primary considerations when selecting a deductible are your ability to withstand risk and the amount you expect to spend annually on. Therefore, if you cause a car accident, the type of insurance that will require you to pay the least out. Very few policies have a zero dollar deductible, and the ones that do. A low deductible insurance policy simply means that, a low deductible, possibly $200 as compared to $2,000 which would be a high deductible.
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